Category: Retirement

Watch this video, and starting saving… NOW

Check out this nifty flash video from Vanguard about the power of compounding. I’ve talked about this a bit and the Rule of 72 before in this previous post, but there’s nothing like a b…

Ten Myths of IRA Investing

Fidelity Investor’s Weekly is a weekly personal finance online newsletter, much like what is available on CNN Money or MSN MoneyCentral. It’s supposed to be for Fidelity members (I am o…

401(k) loans: Great Option or Bad Idea?

After hearing a co-worker talk about taking a 401(k) loan to help with the downpayment on his new house, I decided to ask the HR Department about it. Here are the rules for my company, yours may be…

Are you giving up free money?

I was having lunch with some co-workers recently, and an older co-worker was talking about taking a loan from his 401k plan to help with a downpayment on a new house (an interesting idea for a futu…

Traditional IRA to Roth IRA Conversion Dilemna

Now that all of my IRAs are at Vanguard, I can decide whether to convert my $5,000 Traditional IRA to combine with my Roth IRA. After reading up on some pertinent articles at Fool.com and Fairmark.…

E*Trade Traditional IRA Liquidated

I finally got around to selling the contents of my E*Trade IRA today, in preparation for moving it to Vanguard. My holdings? Just two funds: Janus Mercury (JAMRX) – Bought in 2001, back when …

Where I park my liquid cash right now

(Note: interest rates updated as of 3/7/05) As interest rates continue to rise, there is again reason to really scrutinize where you park your liquid cash, as that “free” checking accou…

Which Broker for my Roth IRA?

I have decided upon Vanguard for my Roth IRA Brokerage. My decision was based upon the following: 1) I want to invest solely in mutual funds, specifically index mutual funds. 2) I want a large sele…