How To Lose Your Money Investing
Sometimes the best solution to a problem comes by approaching it backwards. Charlie Munger often spoke about the principle of inversion. Instead of looking for things that you should do to achieve …
Category: My Money
Capital One Walmart Rewards Mastercard Review: 5% Back, But With Restrictions
Today, Walmart launched their new Capital One Walmart Rewards Mastercard (credit card) and Walmart Rewards Card (store card that only works at Walmart). Here are the highlights, which unfortunately…
Vanguard Digital Advisor Services (VDAS) Initial Review: 0.15% Fee Robo-Advisor
The big news in financial advice world last week was that many details of Vanguard’s new portfolio management service were revealed when InvestmentNews reported this Vanguard SEC filing. Here…
My Money Blog Portfolio Income and Withdrawal Rate – September 2019 (Q3)
One of the biggest problems in retirement planning is making sure a pile of money lasts throughout your retirement. I have read hundreds of articles about this topic, and there is no single solutio…
My Money Blog Portfolio Asset Allocation Update, September 2019 (Q3)
Here’s my portfolio update for the third quarter of 2019. Most of my dividends arrive on a quarterly basis, and this helps me determine where to reinvest them. These are my real-world holding…
The Hidden Economics of College Admissions
NY Times Magazine has an interesting longread What College Admissions Offices Really Want by Paul Tough, adapted from his new book The Years That Matter Most: How College Makes or Breaks Us. Angel …
Firefox Private Network: Free Browser-Based VPN Encryption During Beta
If you’re like me, you take advantage of all the free WiFi you can get to avoid having to pay too much for a big cellular data plan. Coffee shops, airports, libraries, hotels, conference cent…
Reminder: Nobody Can Predict Future Interest Rates (Especially the Experts)
The financial prediction industry is simply mind-boggling to me. There is zero long-term memory or accountability. You can make all the predictions you want about the stock market, gold prices, and…
Landed: Shared Equity Down Payment Program For Educators
Home ownership continues to be a goal for many people, but downpayment requirements also keep rising with housing prices. I previously posted about Unison, which offers downpayment assistance in ex…
NetNewsWire 5.0: Free RSS Reader for Mac
If you like things old-school and still follow blogs and news sites using RSS feeds, you may be interested to know that the NetNewsWire RSS reader name has gone back to its original creator and the…
Causes of Wealth: Reality vs. News Coverage
Our World in Data has a very in-depth page on Causes of Death from around the world. Then they asked: Does the news reflect what we die from? What if they compared what we read in the news and the …
Walmart / Target Car Seat Trade-In Events: $30 Gift Card / 20% Off Discount
Got an old car seat that you don’t use anymore? Need a bigger one? Both Walmart and Target are running car seat trade-in events this month in celebration of National Baby Safety Month. This i…
Best Interest Rates on Cash – September 2019
Here’s my monthly roundup of the best interest rates on cash for September 2019, roughly sorted from shortest to longest maturities. I track these rates because I keep a full 12 months of exp…
Pioneer Woman & The Magic of Untreated Boredom
I hope that everyone had a boring Labor Day weekend! I say that because boredom is a magical thing, especially when left untreated with a computer/TV/smartphone screen. I had a lovely quiet afterno…
Rewards Dining Programs and Avoiding Airline Miles Expiration Policies
Updated + United Airlines miles no longer expire. I don’t fly as much anymore, and part of my routine to keep my various miles from expiring is to use dining rewards programs that give me mil…
Public App Review (Matador): Free Dollar-Based Stock Trades, 2.5% Interest, $20 Bonus
Ready for yet another stock trading app? This time it’s called Public, formerly known as Matador (currently iOS only). What makes it unique is that it combines several different features that…
Inflation-Adjusted (Real) US Treasury Bond Yield, 1955-2019
I was looking for a historical chart of the 30-year US Treasury yield that adjusted for inflation, as the yields were much higher in the 1970s and 1980s but inflation was quite high as well. The cl…
Andrew Luck is Doing Early Retirement Perfectly
The big news in sports yesterday was the retirement of Andrew Luck from professional football at the age of 29. Here are two takes from The Ringer: Andrew Luck and the Afterburn of Early Retirement…
The Other Side: Reasons Why You Might Not Want To Retire at 40
Previously, I wrote about how you might consider retiring earlier if you have adequate flexibility to decrease your spending temporarily and/or earning additional money. If you have early good luck…
The Case Against REITs as a Separate Asset Class Holding
Morningstar has another educational article about investing in REITs as a separate asset class (free registration may be required). The entire article is worth a read, as it does a good job of summ…
