401k to IRA Rollover Decision Process, Prosper Lending Review

I’m swamped today, so here are some posts from the past that fill requests from my suggestion box:

My 401k to IRA Rollover Decision Process
Part 1 – Stay put with old 401k?
Part 2 – Roll over into Fidelity?
Part 3 – What about Vanguard?
Part 4 – My Final Decision

Although this was done two years ago with my previous job, I think it still contains a lot of pertinent information. Note that Vanguard has since gotten rid of their low-balance fee if you accept electronic delivery of statements.

Also, since then there are now brokers that have free ETF trades, most prominently Zecco Trading (no minimum balance, $30 IRA annual fee) and WellsTrade ($25,000 minimum equity, no annual fee).

About Prosper.com – Person-to-Person Lending
Prosper Lending Review, Part 1: First Looks
Prosper Lending Review, Part 2: The Numbers
Prosper Revisited: Will Returns Drop As Defaults Increase Over Time?

I’m still not sold on Prosper’s risk/return characteristics to consider it a prudent part of my investment portfolio, but it can certainly be a fun diversion if you like that sort of thing.

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